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Looking ahead to 2027, the landscape of Canadian housing is set for some gradual changes. According to CMHC, as incomes and the economy improve, we can expect the market to regain some momentum. However, sales may still fall short of the busier years we saw in the previous decade. CREA’s predictions of only modest national price growth point toward a period of stability rather than dramatic price increases. For buyers, this could mean more inventory and a bit more room to negotiate in certain markets. My focus remains on guiding you through these evolving conditions—always with your best interests at heart—so you can make confident decisions and move closer to your real estate dreams. Your satisfaction is my priority, and I’m here to ensure every detail is handled with care and integrity.

As someone who’s walked alongside home buyers and sellers through many market cycles, I know how important it is to keep an eye on the big picture while staying focused on your unique goals. Recent trends in Canada's housing market show early signs of recovery—resales are improving, inventory levels are holding steady, and prices have started to stabilize. These shifts, together with stronger affordability and employment, are helping to restore buyer confidence. Many clients who paused their search during uncertain times are now feeling ready to move forward, supported by better savings and more secure jobs.

Looking ahead, forecasts for 2026 suggest a slight dip in resales (about 4% to 453,000) and a small decrease in benchmark prices (down 2% to roughly $794,000), before we see modest gains take hold in 2027. Although borrowing costs remain near their lows and the central bank is expected to keep rates steady, external factors like trade tensions and energy prices could still impact momentum. The outlook for 2027 points to rising resales and prices across every province, though the recovery is expected to be steady rather than dramatic.

Through all these shifts, my commitment remains unchanged: to guide you with integrity and attention to detail so your real estate goals stay within reach—no matter the market landscape.

As someone who works closely with families and first-time buyers navigating Canada’s challenging real estate market, I pay close attention to factors that directly impact home affordability. Development fees are a big one—they can significantly increase the cost of new homes. A recent study from our national housing agency shows that reducing these fees could make around 14% more residential projects viable across Canada. In high-demand cities like Toronto and Vancouver, the impact is even greater: cutting development charges could boost viable projects by about 10%. That could mean Toronto alone might be able to supply half of its stated housing needs. For context, Calgary’s fees range from about $4,000 on a one-bedroom high-rise to $9,000 for a detached home—much lower than Vancouver’s $20,000 to $33,000 for similar homes. Of course, these fees do fund essentials like roads, sewers, and administration, so it’s about finding the right balance, not eliminating them entirely. For families in particular, lower fees on larger homes could help make new builds more competitive, especially when new units often cost more than comparable resales. My commitment is always to help my clients navigate these changes and find the best path to their dream home, with their interests at the heart of every decision.

When we talk about the true cost of a new home in Ontario, it’s eye-opening to realize that taxes and government charges make up nearly 36%—that’s more than a third of the price, and it’s not even tied to the actual building expenses. For many buyers, development charges alone can top $100,000 per single-family home, and when you add in other levies, those costs can climb to $200,000. A recent joint federal-provincial program is changing the landscape: municipalities that reduced residential development charges by 30% to 50% (and kept those reductions for three years) could access new funding. After the HST cut, there was a notable jump—8,400 new home sales in the first three months, compared to 3,600 in the same period each year. Making these HST rebates and lower development charges permanent could be the certainty buyers, builders, and municipalities need to help with affordability and boost housing supply. As someone who’s committed to helping clients navigate every detail, I see firsthand how these changes can open new doors for first-time buyers, growing families, and anyone looking to make their real estate dreams a reality. Your satisfaction is always my priority.

Central bank researchers found lower rates lift housing demand quickly while supply responds much later, showing why cheaper borrowing alone does not resolve affordability pressures.
In Canada, resales rise soon after cuts, with the full boost appearing 18 to 24 mo later; housing starts begin gaining around 2 yr later.
Researchers said strong labour markets can amplify the effect, as households feel less cautious about savings and easier lending conditions help support faster buying.
Builders respond later because higher prices and lower financing improve project viability, while planning and permits take time, especially for multiple-unit homes.
For Canada, rate cuts can add supply eventually, but because supply follows demand, researchers said monetary policy is not the best affordability tool.